NOW IN BETA Free to use

Find the Cheapest EMI Across Banks in Seconds

Just type what you want to buy. Our AI fetches real EMI plans from multiple banks and recommends the best deal for you.

Secure checkout Real bank data AI-powered
app.emibuddy.com
"iPhone 16 Pro Max 256GB EMI plans"
Best

HDFC Bank

12 months · No Cost EMI

₹11,241/mo

ICICI Bank

9 months · 0% Interest

₹14,988/mo

SBI Card

18 months · 12% APR

₹8,124/mo

Axis Bank

6 months · No Cost EMI

₹22,483/mo

Powered by Pine Labs Plural API Claude AI
HOW IT WORKS

Three steps to your best EMI deal

No more visiting multiple bank websites. Get all EMI options in one place.

1

Tell us what you want

Type any product name or price in natural language — even in Hindi. "iPhone 16 Pro EMI" or "₹50,000 ka laptop".

2

We compare across banks

AI fetches real EMI plans from multiple banks via Pine Labs Plural Affordability Suite in real-time.

3

Pick the best deal

See side-by-side comparison with AI recommendations. One click to checkout via Pine Labs.

FEATURES

Everything you need to find the best EMI

Powered by real bank data and AI intelligence to save you money.

Natural Language Input

Type in English or Hindi — we understand. "Show me laptop EMI under 2000/month" just works.

Real Bank Data

Live EMI offers fetched from Pine Labs Plural Affordability Suite. Real plans, not estimates.

AI Recommendations

Claude AI analyzes all plans and picks the best deal — lowest cost, shortest tenure, or no-cost EMI.

Voice Search

Speak your query in Hindi or English and we'll transcribe and search. Perfect for quick lookups.

Instant Checkout

One click to Pine Labs hosted checkout page. Go from comparison to purchase seamlessly.

No Cost EMI Detection

We automatically highlight zero-interest plans so you never miss a no-cost EMI option.

ROADMAP

What's coming next

We're just getting started. Here's what we're building to make EMI comparison even smarter.

Credit Score Integration

Coming Soon

Get personalized EMI offers based on your credit score.

Multi-Product Comparison

Coming Soon

Compare EMI plans for multiple products at once.

EMI Calculator

Coming Soon

Calculate exact monthly payments with custom down payment.

Bank Account Linking

Coming Soon

See pre-approved offers from your bank.

Price Drop Alerts

Coming Soon

Get notified when EMI gets cheaper for products you're watching.

EMI History & Tracker

Coming Soon

Track all your ongoing EMIs in one dashboard.

Cashback & Offers

Coming Soon

See bank-specific cashback and festival offers on EMI.

WhatsApp Bot

Coming Soon

Check EMI plans directly from WhatsApp.

Ready to find your best EMI deal?

Stop overpaying on EMIs. Compare real bank offers in seconds and save thousands.

Get Started — It's Free

Built With

Pine Labs

Plural API

Claude AI

by Anthropic

Cloudflare

Workers

React

Frontend

Hono

Backend